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Personalised Insurance Solutions for Cairns & Far North Queensland

Access a range of trusted insurers with personalised advice and over 20 years of experience helping Cairns families and businesses protect what matters most.

20+ Years Experience

Local Cairns Insurance Specialist

Access to Multiple Insurers

Personalised Advice

20+ Years Experience

Local Cairns Insurance Specialist

Access to Multiple Insurers

Personalised Advice

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OUR SERVICES

Insurance Solutions for Every Need

Protect your Cairns home against cyclones, floods, storms and theft with comprehensive cover.

Home insurance coverage protecting residential property in Cairns, Queensland.

Comprehensive, third party fire & theft, or third party property damage cover for your vehicle.

Car insurance coverage protecting drivers and vehicles in Cairns.

Body corporate and strata insurance for residential and commercial complexes in Far North Queensland.

Strata insurance protecting apartment buildings and shared property in Cairns.

Tailored packages for Cairns businesses including public liability, professional indemnity and more.

Business insurance protection for small businesses in Cairns Queensland.

Protect your investment property with cover for building, contents, loss of rent and liability.

Landlord insurance protecting rental property investment and rental income in Cairns.

Everything is Transparent 

We ensure that you receive clear, straightforward comparisons tailored to your specific needs.

Learn More

Insurance advice consultation in a tropical setting
Cairns Home Insurance Broker

Mark Godsell

Local Insurance Specialist

ABOUT US

Your Local Insurance Partner in Cairns

With over 20 years of experience in the industry, I am dedicated providing you with a superior customer experience. My extensive knowledge across a wide range of products and placements ensures that you receive the right coverage tailored to your needs. Rest assured, my expertise in claims handling—from domestic to large corporate risks—will help secure best possible outcomes when you need it most.

Over 20 years experience

Personalised advice tailored to your needs

Dedicated claims support when you need it most

Access to multiple leading Australian insurers

Happy family celebrating homeownership and home insurance protection in Cairns Queensland.

WHY CHOOSE US

Why Choose Cairns Home Insurance?

20+ Years Experience

Over two decades helping Cairns residents find the right insurance coverage.

Local Cairns Knowledge

We understand the unique risks facing properties in Far North Queensland.

Multiple Insurers

Access to a panel of trusted insurers so you get the best options available.

Personalised Advice

Speak directly with Roger Ward, your local insurance specialist.

Why Use an Insurance Broker?

Unlike going directly to a large insurer, an insurance broker works for you – not the insurance company. We compare multiple insurers to find you the best coverage at the best price.

​Local expertise in Cairns & Far North Queensland

Personalised advice tailored to your needs

Dedicated claims support when you need it most

Access to multiple leading Australian insurers

Modern tropical home in Cairns protected with comprehensive home insurance coverage.

PROTECT WHAT MATTERS

Why Insurance Matters in Far North Queensland

Living in tropical North Queensland brings unique risks. Understanding your exposure is the first step to ensuring your family and assets are properly protected.

Cyclones

Cairns sits within the cyclone belt. Proper home insurance ensures you're covered for wind and structural damage.

Flooding

Flash flooding is common during the wet season. Flood cover is essential for homes in low-lying areas.

Storm Damage

Severe thunderstorms can cause hail, falling trees and water ingress. Comprehensive cover protects you.

Tropical Climate

Humidity, mould and pest damage are ongoing risks in Far North Queensland. Ensure your policy covers these.

TESTIMONIALS

Trusted by Cairns Families and Businesses

"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."

Middle-Aged Woman Portrait

Sarah M.

Smithfield

"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."

Smiling Woman Portrait

Linda K.

Trinity Beach

"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."

Smiling Older Man

David & Jane T.

Palm Cove

"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."

Portrait Of Man

James P.

Redlynch

​"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."

Smiling Man Portrait

Michael B.

Redlynch

"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."

Confident Woman Outdoors

Karen & Steve W.

Redlynch

Don't wait for tomorrow — protect what matters today.

Get personalised insurance advice from a trusted Cairns broker. It only takes a few minutes to get started.

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